Save up to €309 in your first year with our Value Package!
Open your free Blocked Account1 and save up to €309* in the first year with the Expatrio Value Package. Make your move to Germany effortless with Expatrio, covering everything you need for your German visa appointment. No more fees, stress, or waiting times.
Get up to €109 cashback on all Blocked Account fees
Say goodbye to any set-up or monthly fees for your Blocked Account if you apply for the Expatrio Value Package by end of October 2023 and receive a cashback of all of your Blocked Account fees.1
Get additionally up to €90 cashback per year with TK-Flex
Personalize your health insurance coverage with our elective TK-Flex tariff and get additional cashback of up to €90 per year if you apply for the Expatrio Value Package. Choose up to 5 out of 7 health services to opt out of and receive up to €270 cashback from TK for three years.2
Save up to €95 and get our free travel health insurance
With the Expatrio Value Package you are not only getting up to €199 cashback, but also a free travel health insurance (worth up to €95).3 Our travel health insurance is fulfilling all requirements for your visa and covering you during the first few months of your stay. Simply apply for our value package before the end of October.
Accepted by all German Authorities Worldwide
Free incoming insurance plus everything necessary to secure your visa. Accepted by all German authorities!
Private or public health insurance, depending on your individual situation.
Other benefits include your free International Student Identity Card (ISIC) with access to more than 150,000 discounts and offers worldwide.
Value Package: Your all-inclusive package
for an easy start in Germany
The Expatrio Value Package saves you time and effort while ensuring that your visa application meets all requirements.
The Value Package includes:
Cashback of all fees (up to €109) after you activate your health insurance1
Free Incoming Insurance worth up to €95, accepted worldwide3
Best Public Health Insurance
Germany's best health insurance for students4 - up to €90 cashback annually for three years2
Awarded Private Health Insurance
Experience award-winning health insurance with DR-WALTER
Free current account with zero fees and a convenient banking card
Free Student Identity Card (ISIC)
Free ISIC card with access to worldwide discounts and benefits (worth up to €15)
How to get your Value Package:
What is the Value Package?
The Value Package is a special offer tailored by Expatrio for students coming to Germany. The package includes all the services that are needed for a student to get a visa and then come to Germany prepared. Apart from being a holistic offer that takes a lot of burden off the students' shoulders, the Value Package is also extremely cost-efficient.
What are the benefits of the Value Package?
Firstly, the Value Package allows you to order everything within only one application. The information you provide once is automatically transferred to all the products that you get. Secondly, by ordering the Value Package you save a lot of money as many of the products come for free. Finally, each of the products included bears own unique benefits.
What is the Blocked Account for Free ("BFF") campaign?
We offer a free Blocked Account in the Value Package for applications submitted in July - October 2023 (CET). This means that on top of the €49 cashback from the standard Value Package you will also get the €5 monthly Blocked Account service fee back if you meet the requirements of this campaign. This means a total of €109 discount for a 12-month Blocked Account for example!
How and when do I receive my BFF cashback?
In order to receive the cashback of BFF campaign, you need to activate the mandatory products of the Value Package via your Expatrio User Portal.
Once all the products are activated, a cashback of €109 will be credited upfront to your current account. We then debit the €49 setup fee and service fee of €5 per month (€109 in total). Hence, you don't pay anything for your Blocked Account. We just deduct our fees from our €109 cashback that Expatrio credited upfront to your account. No more fees, no more hassle.
Please note that the cashback depends on the duration of your blocked account. If you open the blocked account for 12 months, you will receive €49 + 12*€5 (= €109 cashback) upfront. If you open the blocked account for 6 months, you will receive €49 + 6 * €5 (= €79 cashback) upfront.
What are the requirements of the BFF campaign?
You are eligible for the €49 + monthly service fee cashback if you meet the below requirements: apply for the Value Package between the beginning of 30th June to 31st October 2023 midnight (CET) and activate both your Blocked Account and health insurance until 30 June 2024 (CET).
What if I applied before July 2023?
- If you already applied for the Value package before July 2023 unfortunately you are not eligible for the BFF cashback.1 You will still get your €49 cashback though when both your Blocked Account and health insurance become live and may be eligible for TK-Flex cashback.2
- If you already applied for an Expatrio Blocked Account before July 2023, but did not apply for health insurance via Expatrio and did not transfer funds to your Blocked Account yet, you can still get this discount. All you have to do is upgrade to the Value package under the Upgrade or Add New Products section on your Expatrio user portal and get your health insurance too via Expatrio.
- If you already applied for health insurance via Expatrio before July 2023 but did not apply for a Blocked Account and did not activate your health insurance yet you can still get this discount. All you have to do is upgrade to the Value package under the Upgrade or Add New Products section on your Expatrio user portal and get your Blocked Account too via Expatrio.
What is TK-Flex?
TK-Flex is an optional tariff that allows you to opt out of certain health insurance services as part of your TK health insurance coverage. In return, you receive cashback for every service you opt out of. You can choose to opt out of a maximum of five services out of seven. You can find more information on our TK-Flex page.
How can I take part in TK-Flex?
Simply click the link in your TK health insurance confirmation email from Expatrio which will bring you to the TK website where you can customize your health insurance coverage. You will also be informed of your TK cashback amount through TK based on your individual selection of coverage.
What is included in the €309 savings with the Expatrio Value Package?
If you apply for the Value Package by the 31st of October 2023, you can save up to €309*. These include:
- up to €109 cashback on all blocked account fees
- up to €90 TK-Flex cashback
- up to €95 worth of travel health insurance
- up to €15 ISIC card
[*] Up to €309 savings consists of: Up to €109 cashback on all blocked account fees + up to €90 TK-Flex cashback + free travel health insurance worth up to €95 + free ISIC card worth up to €15. This limited offer is only valid for customers who apply for the Value Package until 31st October 2023. Special terms and conditions apply.
 Blocked Account for free (the “BFF Campaign”) is a special offer for all customers who apply for the Value Package as well as customers who upgrade to the Value Package between 30th June to 31st October 2023. To avail of the cashback, eligible customers in the BFF Campaign have to successfully activate their health insurance coverage with DR-WALTER or Techniker Krankenkasse. The total cashback is limited to a maximum of €49 set-up fee + 12 times the monthly service fee (i.e. €49 setup fee + 12 months * €5 monthly service fee = €109 cashback). Special terms and conditions apply.
 TK-Flex is an elective tariff and only available for eligible TK health insurance customers. Once the TK membership is activated, TK-Flex can commence. Expatrio will provide the customer with detailed guidelines on how to do this. Within TK-Flex, users have the option to deselect/opt out of services they do not need. In return, there is a cashback bonus of up to €90 per year. However, if the services are needed after all, TK customers can reactivate their health insurance coverage by paying a deductible of €24 per service (up to €120) per year. Please refer to our TK-Flex page for more information.
 Free Incoming/ Travel Health Insurance coverage for up to 92 days as part of the Value Package for eligible customers worth up to € 95.00.
 In the issue 07/2023, Focus-Money business magazine awarded TK “Best Student Health Insurance Fund”.